Comments for . : : Urban Reality : : . http://blog.urbanreality.net hope is like a mist before the morning sunrise of reality... Sun, 19 Feb 2012 13:55:12 +0000 http://wordpress.org/?v=2.9.2 hourly 1 Comment on Verified by Visa for Public Bank Visa Electron by Rayt http://blog.urbanreality.net/2007/09/06/verified-by-visa-for-public-bank-visa-electron/comment-page-1/#comment-207484 Rayt Sun, 19 Feb 2012 13:55:12 +0000 http://blog.urbanreality.net/2007/09/06/verified-by-visa-for-public-bank-visa-electron/#comment-207484 Maybank's MSOS seems more secure by sending you a one-time-use transaction code to your handphone. Maybank’s MSOS seems more secure by sending you a one-time-use transaction code to your handphone.

]]> Comment on Verified by Visa for Public Bank Visa Electron by idoblu http://blog.urbanreality.net/2007/09/06/verified-by-visa-for-public-bank-visa-electron/comment-page-1/#comment-199513 idoblu Sat, 14 Jan 2012 23:34:30 +0000 http://blog.urbanreality.net/2007/09/06/verified-by-visa-for-public-bank-visa-electron/#comment-199513 Do not apply for Verified by Visa or MasterCard Secured! This only protects the banks not you. It can be hacked and you will be liable for any transactions including fraud. It happened to me. Check my post at LYN Do not apply for Verified by Visa or MasterCard Secured! This only protects the banks not you. It can be hacked and you will be liable for any transactions including fraud. It happened to me. Check my post at LYN

]]> Comment on PTPTN is a weird gov body by eha http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-190589 eha Wed, 07 Dec 2011 03:52:01 +0000 http://blog.urbanreality.net/?p=24#comment-190589 I also have the same problem..I'm still waiting for my released letter for about 6 months...what should I do????? I also have the same problem..I’m still waiting for my released letter for about 6 months…what should I do?????

]]> Comment on Online Gaming with Streamyx by azanis http://blog.urbanreality.net/2007/08/23/online-gaming-with-streamyx/comment-page-1/#comment-181143 azanis Thu, 06 Oct 2011 15:09:50 +0000 http://blog.urbanreality.net/2007/08/23/online-gaming-with-streamyx/#comment-181143 streamyx suck tp org tm kata bagus....hampeh.... streamyx suck tp org tm kata bagus….hampeh….

]]> Comment on Cost of Living In Malaysia ….. RM3k income a month.. Is it enough ? by Joshua http://blog.urbanreality.net/2006/10/10/rm3k-income-a-month-is-it-enough/comment-page-1/#comment-152522 Joshua Tue, 31 May 2011 10:49:52 +0000 http://blog.urbanreality.net/rm3k-income-a-month-is-it-enough/#comment-152522 Correct your english first before complaining Correct your english first before complaining

]]> Comment on PTPTN is a weird gov body by Lola http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-147806 Lola Tue, 19 Apr 2011 06:51:12 +0000 http://blog.urbanreality.net/?p=24#comment-147806 I applied for the Ujrah conversion in March, and it's approved (as opposed to my other colleagues who have been rejected...) Possibly because I've been paying regularly... Anyways, am filling up the necessary documentations as we speak... Haven't had any problems with the phone services either... But then am based in KK, so not sure if there's any difference... I applied for the Ujrah conversion in March, and it’s approved (as opposed to my other colleagues who have been rejected…) Possibly because I’ve been paying regularly… Anyways, am filling up the necessary documentations as we speak… Haven’t had any problems with the phone services either… But then am based in KK, so not sure if there’s any difference…

]]> Comment on PTPTN Worst Than Scammers by Leong http://blog.urbanreality.net/2006/09/13/ptptn-worst-than-scammers/comment-page-1/#comment-131299 Leong Thu, 10 Feb 2011 06:27:48 +0000 http://blog.urbanreality.net/?p=23#comment-131299 haihz...i jst apply the ptptn online, but they reject me saying that i canot apply for the second time because I have applied it b4...but as long as i clear the debt b4, i am able to reapply again rite? i adi clear my debt so long ago, which is rm 5000++ for the last 2 years...is there anyting chage? can u tel me how to reapply again because i am doing degree nw and i cant afford such a great sum haihz…i jst apply the ptptn online, but they reject me saying that i canot apply for the second time because I have applied it b4…but as long as i clear the debt b4, i am able to reapply again rite? i adi clear my debt so long ago, which is rm 5000++ for the last 2 years…is there anyting chage? can u tel me how to reapply again because i am doing degree nw and i cant afford such a great sum

]]> Comment on PTPTN is a weird gov body by CoolMoDee http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-121090 CoolMoDee Fri, 14 Jan 2011 22:48:04 +0000 http://blog.urbanreality.net/?p=24#comment-121090 Hallo, I am not sure if you all have read about the salary deduction plan Income Tax and PTPTN want to implement. I know this been talking for some time already. Im just afraid we now going to become like Controlled State Singapore where they just deduct everything from you Bank Account etc. E.g. my unlce in S'pore have property/condo, migrate to Aust. and didnt pay the assessment bill for 2 years. Next thing he received letter from the authority informing him about his debt and that the debt already deducted from his Bank Account plus penalty coz this was allowed under the Singapore Act. Dont Play Play with Kuan Yew and gang maah. Now we all in Malaysia can also enjoy this type of controlled state situation, all we have to do is JUST KEEP QUITE LIKE LITTLE LAMBS LINE UP FOR SLAUTER maaah. I wish NAMWEE can write a song about this, can be funny wan. Hallo, I am not sure if you all have read about the salary deduction plan Income Tax and PTPTN want to implement. I know this been talking for some time already. Im just afraid we now going to become like Controlled State Singapore where they just deduct everything from you Bank Account etc.

E.g. my unlce in S’pore have property/condo, migrate to Aust. and didnt pay the assessment bill for 2 years. Next thing he received letter from the authority informing him about his debt and that the debt already deducted from his Bank Account plus penalty coz this was allowed under the Singapore Act. Dont Play Play with Kuan Yew and gang maah. Now we all in Malaysia can also enjoy this type of controlled state situation, all we have to do is JUST KEEP QUITE LIKE LITTLE LAMBS LINE UP FOR SLAUTER maaah. I wish NAMWEE can write a song about this, can be funny wan.

]]> Comment on PTPTN is a weird gov body by Ashley-Na http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-117885 Ashley-Na Thu, 06 Jan 2011 10:32:57 +0000 http://blog.urbanreality.net/?p=24#comment-117885 Hi, i'm planning to do my education loan from ptptn. but reading all the comments here, surely make me scared to do so. What should I do? should i make loans with ptptn or just forget it? I mean, i really need some financial aid to further my studies. Though i'm on my 4th semester already.For 3 consecutive semester, i got dean's list but no one granted any scholarship to me. Pity me. That's why i'm planning to make loan with ptptn. but i'm not sure if i'm going to do the right thing by borrowing from them. any advice? i really that. TQ. =) Hi, i’m planning to do my education loan from ptptn. but reading all the comments here, surely make me scared to do so. What should I do? should i make loans with ptptn or just forget it? I mean, i really need some financial aid to further my studies. Though i’m on my 4th semester already.For 3 consecutive semester, i got dean’s list but no one granted any scholarship to me. Pity me. That’s why i’m planning to make loan with ptptn. but i’m not sure if i’m going to do the right thing by borrowing from them. any advice? i really that. TQ. =)

]]> Comment on Celcom 3G Connection Outrage by suresh http://blog.urbanreality.net/2007/03/08/celcom-3g-connection-outrage/comment-page-1/#comment-117786 suresh Thu, 06 Jan 2011 03:05:00 +0000 http://blog.urbanreality.net/2007/03/08/celcom-3g-connection-outrage/#comment-117786 Recently i registered online customer service. i personally feel the customer online website sucks. The login screen asked to enter user id and password to sign up. Not knowing that the user id must be our celcom number. After you register, the first time login the system automatically asks us to change the previous “celcom no” user id into preferred user id. So i put my name and its asks for security question hints in the case i forget my password. When i click save it then automatically sign off without giving any message. Again i tried to log-in. this time i have to try both ids (Celcom no. and new user id). Both fails. I call the customer service. She asked me to press forgotten password. What the heck. I still remember the password wat. So i just proceed with whatever she said. Later after a while I’m able to login. So Happily I hang the call. Actually I’m more interested in getting my statement account out so that I can put in my monthly office claim. I saw few menus and one of it was statement account. So I clicked it. You know what happened, The stupid system signout me automatically without notifying me. First I thought we need to login again for second authentication. Again I logged in. the same thing happened. Angrily I took my phone and rang this service centre 1300-111-000. Since I only have broadband account in celcom. I have to use my maxis phone and im not entitle for the free 1111 call. Then I called. The answering machine answered. As usual it asked me to choose language. Then it asked me to enter my celcom number with # key. I did. After a while waiting, the operator answered. Then he asks my celcom number again. Don’t the monitor in front of him shows who actually calling. I mean the phone number that I entered earlier. What kind of system they have. Then I reported the problem. After Checked the operator admits that the system having problem. So she asked me to try again later. Okei I tried the next day . the same thing happened. I called again, the same stupid process took place again. Again the operator said that the system still having problem and asked me to try from time to time and report again if the problem still remains. Don’t he thinks that I have other better task to do rather than testing their stupid system and report to them. Im not paid for that. Losing my patience I asked him if he can fax or email me the statement. He then put me on hold and passed me to billing depart. Another great thing happened, the PABX asked me enter the phone number again and select the language. At last they put me to the billing department. Then I asked the operator if he could email me the statement. He said they can fax over. So I asked them to fax over. Another great thing happened which boiled my blood. He said they will charge RM2.00 for each statement. Ofcourse RM2.00 is not much but. See again how much trouble I go through from beginning because of their fault and they still want to charge the RM 2.00. I angrily raised this question to the operator. You know what he answered. Sorry sir this is our SOP. I angrily asked him to pass to any available manager. He replied me that all managers are not available at moment as usual. Then he put me on hold after I said I will wait. After few minute he answered again said the managers are still busy and asked me whether I still want to wait. Then it that case I asked the manger to call me instead. He replied sorry sir we don’t practise that. Before I burst I just tell “Tak Payah lah” then I hang the call. Waisting my one hour and maxis phone bill. Recently i registered online customer service. i personally feel the customer online website sucks. The login screen asked to enter user id and password to sign up. Not knowing that the user id must be our celcom number. After you register, the first time login the system automatically asks us to change the previous “celcom no” user id into preferred user id. So i put my name and its asks for security question hints in the case i forget my password. When i click save it then automatically sign off without giving any message. Again i tried to log-in. this time i have to try both ids (Celcom no. and new user id). Both fails. I call the customer service. She asked me to press forgotten password. What the heck. I still remember the password wat. So i just proceed with whatever she said. Later after a while I’m able to login. So Happily I hang the call. Actually I’m more interested in getting my statement account out so that I can put in my monthly office claim. I saw few menus and one of it was statement account. So I clicked it. You know what happened, The stupid system signout me automatically without notifying me. First I thought we need to login again for second authentication. Again I logged in. the same thing happened. Angrily I took my phone and rang this service centre 1300-111-000. Since I only have broadband account in celcom. I have to use my maxis phone and im not entitle for the free 1111 call. Then I called. The answering machine answered. As usual it asked me to choose language. Then it asked me to enter my celcom number with # key. I did. After a while waiting, the operator answered. Then he asks my celcom number again. Don’t the monitor in front of him shows who actually calling. I mean the phone number that I entered earlier. What kind of system they have. Then I reported the problem. After Checked the operator admits that the system having problem. So she asked me to try again later. Okei I tried the next day . the same thing happened. I called again, the same stupid process took place again. Again the operator said that the system still having problem and asked me to try from time to time and report again if the problem still remains. Don’t he thinks that I have other better task to do rather than testing their stupid system and report to them. Im not paid for that. Losing my patience I asked him if he can fax or email me the statement. He then put me on hold and passed me to billing depart. Another great thing happened, the PABX asked me enter the phone number again and select the language. At last they put me to the billing department. Then I asked the operator if he could email me the statement. He said they can fax over. So I asked them to fax over. Another great thing happened which boiled my blood. He said they will charge RM2.00 for each statement. Ofcourse RM2.00 is not much but. See again how much trouble I go through from beginning because of their fault and they still want to charge the RM 2.00. I angrily raised this question to the operator. You know what he answered. Sorry sir this is our SOP. I angrily asked him to pass to any available manager. He replied me that all managers are not available at moment as usual. Then he put me on hold after I said I will wait. After few minute he answered again said the managers are still busy and asked me whether I still want to wait. Then it that case I asked the manger to call me instead. He replied sorry sir we don’t practise that. Before I burst I just tell “Tak Payah lah” then I hang the call. Waisting my one hour and maxis phone bill.

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