. : : Urban Reality : : .

Updates : Due to the bad weather, I’m not able to see a single thing.

Tonight, we might be able to see the final portion of the Lunar Eclipse. It will be visible in Peninsula Malaysia but I’m not sure what’s the degree of visibility and what location it is visible. The eclipse began at 4:51pm MYT, Total eclipse at 5:22pm MYT and the Final portion will be expected at 7:22pm MYT.  

NASA - Total Lunar Eclipse: August 28, 2007 - Link.

So, start gazing at the moon at 7:22pm. I definately don’t wanna miss it even though it’s only the final part. But the weather here in KL makes me doubt that I’ll even get to see it. It’s been raining on and off today. I wonder when will it stop. Hopefully there isn’t much cloud covering the view.

Hmm… I guess credit card is really a necessity nowadays. My friend applied for 3 cards from 3 different banks today, at the same spot in Jusco. Initially, she wanted to apply for HSBC card only. Until she got persuaded for another one with RHB, then another with Citibank.

Well, be it credit card or charge card, if the usage is not managed and planned well, it could trap the user into a financial crisis. Nowadays, you can see a clerk, teacher, government servant, executives, professionals, entrepreneur even a cab driver owns at least one card.

As far as I know, maybe 10 or 15 years back, Credit card is considered a symbol of status. Only those with high salary will be considered for credit card application approval. But these days, the scenario has changed. Credit card isn’t anything exclusive or a luxury symbol anymore. It has been a necessity for anyone and everyone. Even so, a charge card still maintain its status as symbol of credibility and the financial status of the user.

Getting a credit card is pretty easy nowadays. You can spot credit card agents everywhere in the shopping complex. Condition to apply for a card is quite lenient compared to the old days. If not mistaken, applicant must have an annual salary of RM18,000 or RM1,500 per month plus with a good credit record.

Anyway, here’s a UK based websites that have pretty informative articles and guides regarding Credit Cards. Other than guides available on the site, you can also compare credit cards and check out their interest free credit cards if you’re in the UK.

Tags: credit+card, charge+card

I just came across this website called RetailMeNot which contain loads of coupon codes for almost everything you can think of buying online. They even includes coupon codes for popular online store such as Amazon, Jcrew, Old Navy, Gap, Macys, Urban Outfitters, Red Envelope, Kohl’s, Blue Nile, Jewelry Tv, Blockbuster, netflix, Linens ‘n Things, Barnes And Noble, Curcuit City and the list goes on. I’m sure every most shopper loves coupons !

RetailMeNot.com is a great website to those who want to save money for every purchase they make online. If you’re using Firefox, you can even download an extension from the website. The add-on notifies you of any discount codes which are available for the online shop you are surfing. Pretty cool I would say. You can even subscribe to the “Hot coupons” Newsletter to have the latest and highest rated coupons delivered directly to your inbox every week.

Currently, one of the featured shop is Target.com, an unbelievably rich and wide range of merchandise Target is one of the biggest department store chains in the world. Stocking clothes and accessories for Men, Women, Babies and items for your home and garden. To get a coupon code, visit target coupons

This is not American Idol. So, what do you think Simon would say when it comes to TMNut ?

Finally, my new forum is up. Gonna ditch that old one. All my friends said that the URL was too long. So, I bought another domain dedicated to this forum. www.serembankia.net . Sound a bit dumb but I couldn’t get the single Seremban domain cos someone still owns it. Sigh, I hate it when they’re just parking their domain and not doing anything with it.

So, to those people from Seremban who are reading this. Do drop by and register yourself.

Currently, I’m still figuring out what topics and sections should i add in. I’m also looking for Moderators. At the moment, I have only one Moderator for the Mac section. So guys, if you interested to be one. Do sign up at my forum. =)