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<channel>
	<title>. : : Urban Reality : : . &#187; Bank</title>
	<atom:link href="http://blog.urbanreality.net/category/bank/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.urbanreality.net</link>
	<description>hope is like a mist before the morning sunrise of reality...</description>
	<lastBuildDate>Wed, 05 May 2010 07:46:31 +0000</lastBuildDate>
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			<item>
		<title>When lightning strikes</title>
		<link>http://blog.urbanreality.net/2007/11/15/when-lightning-strikes/</link>
		<comments>http://blog.urbanreality.net/2007/11/15/when-lightning-strikes/#comments</comments>
		<pubDate>Thu, 15 Nov 2007 10:26:59 +0000</pubDate>
		<dc:creator>melz</dc:creator>
				<category><![CDATA[Bank]]></category>
		<category><![CDATA[Life Blog]]></category>

		<guid isPermaLink="false">http://blog.urbanreality.net/2007/11/15/when-lightning-strikes/</guid>
		<description><![CDATA[


 It was&#160;technology versus mother nature this time. A flash of light followed by a loud bang and my AVR (Auto Voltage Regulator) sparkled. I immideatly turned off all my electronic appliances in my apartment. Lucky me! My PC , TV and the modem survived the strike.

After the rain subsided, I trouble-shooted my AVR. Suprisingly, [...]]]></description>
			<content:encoded><![CDATA[<p>It was&nbsp;technology versus mother nature this time. A flash of light followed by a loud bang and my AVR (Auto Voltage Regulator) sparkled. I immideatly turned off all my electronic appliances in my apartment. Lucky me! My PC , TV and the modem survived the strike.</p>
<p><img height="307" alt="" src="http://i104.photobucket.com/albums/m181/urbanreality06/active100.jpg" width="455" border="0" /></p>
<p>After the rain subsided, I trouble-shooted my AVR. Suprisingly, the power sockets are still functioning except for the phone line jack.&nbsp; From my past experience, I think the spike came through the phone line. Well, at least the AVR stopped the current before hitting my modem. Else I would have take the hassle claiming warranty for both my AVR and modem as I bought it at two different places. =.=&rdquo;</p>
<p>I guess I&rsquo;ll have to get to Low Yat to claim warranty for the AVR. At the meantime , I&rsquo;m surveying for another AVR and some good surge protectors. The only brand I had in mind for now is Belkin. Any recommendations?</p>
<div class="bjtags">Tags:  <a rel="tag" href="http://technorati.com/tag/KOSS">KOSS</a>, <a rel="tag" href="http://technorati.com/tag/KOSS+AVR">KOSS+AVR</a>, <a rel="tag" href="http://technorati.com/tag/AVR">AVR</a>, <a rel="tag" href="http://technorati.com/tag/Lightning">Lightning</a>, <a rel="tag" href="http://technorati.com/tag/Belkin">Belkin</a></div>
]]></content:encoded>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Shopping at MPH Online</title>
		<link>http://blog.urbanreality.net/2007/09/10/shopping-at-mph-online/</link>
		<comments>http://blog.urbanreality.net/2007/09/10/shopping-at-mph-online/#comments</comments>
		<pubDate>Mon, 10 Sep 2007 09:55:49 +0000</pubDate>
		<dc:creator>melz</dc:creator>
				<category><![CDATA[Bank]]></category>
		<category><![CDATA[Books]]></category>
		<category><![CDATA[Life Blog]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[Malaysian]]></category>
		<category><![CDATA[Public Bank]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Verified by Visa]]></category>
		<category><![CDATA[Visa Electron]]></category>

		<guid isPermaLink="false">http://blog.urbanreality.net/2007/09/10/shopping-at-mph-online/</guid>
		<description><![CDATA[


 A moment ago, I was browsing MPH Online&#160;and I found out that they are one of the merchant support secure online shopping with Verified by Visa. Guess what ? Although most merchant only stated that they accept Credit Cards or Bank Transfer only, you can always try using your Debit Card to purchase stuffs [...]]]></description>
			<content:encoded><![CDATA[<p>A moment ago, I was browsing <a href="http://www.mph.com.my/" target="_blank">MPH Online</a>&nbsp;and I found out that they are one of the merchant support secure online shopping with <a href="http://blog.urbanreality.net/2007/09/06/get-verified-by-visa/" target="_blank">Verified by Visa</a>. Guess what ? Although most merchant only stated that they accept Credit Cards or Bank Transfer only, you can always try using your Debit Card to purchase stuffs through these merchant&rsquo;s website. I&rsquo;ve already already made a few purchases online using Debit Card already.</p>
<p><img alt="" src="http://www.publicbank.com.my/en/en_content/images/visa_electron.gif" border="0" />Anyway, back to MPH. My youngest sister&rsquo;s birthday is coming soon. Since I won&rsquo;t be going back to hometown till next month, I decided to purchase some books for her online and have it delivered straight to my house. I bought 3 books for her and 2 books for myself.</p>
<p>This is what I bought earlier.</p>
<p>1. Popular Chinese Idioms</p>
<p>2. Origins of Chinese Names</p>
<p>3. Ratatouille : The Junior Novel</p>
<p>4. Instant Japanese</p>
<p>5. Instant Thai</p>
<p>Books 1 &amp; 2 are from AsiaPac and it&rsquo;s more like comics. Ratatouille&hellip; well I bet everyone knows what&rsquo;s that right ? He he&hellip; My sis is reading Musical High School 2 novel at the moment. </p>
<p>Um, those languages books are for me. I&rsquo;m not planning to get a bride from Thailand or Japan tho. Just simply buying them to learn a word or two. Who knows right ? I might need it if ever visit any one of those countries. I don&rsquo;t wanna act like a chicken when I only wanted to buy a piece of Fried Chicken. =p</p>
<div class="bjtags">Tags:  <a rel="tag" href="http://technorati.com/tag/verified+by+visa">verified+by+visa</a>, <a rel="tag" href="http://technorati.com/tag/visa+electron">visa+electron</a>, <a rel="tag" href="http://technorati.com/tag/online+shopping">online+shopping</a>, <a rel="tag" href="http://technorati.com/tag/books">books</a>, <a rel="tag" href="http://technorati.com/tag/languages">languages</a></div>
]]></content:encoded>
			<wfw:commentRss>http://blog.urbanreality.net/2007/09/10/shopping-at-mph-online/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Verified by Visa for Public Bank Visa Electron</title>
		<link>http://blog.urbanreality.net/2007/09/06/verified-by-visa-for-public-bank-visa-electron/</link>
		<comments>http://blog.urbanreality.net/2007/09/06/verified-by-visa-for-public-bank-visa-electron/#comments</comments>
		<pubDate>Wed, 05 Sep 2007 16:46:14 +0000</pubDate>
		<dc:creator>melz</dc:creator>
				<category><![CDATA[Bank]]></category>
		<category><![CDATA[Public Bank]]></category>
		<category><![CDATA[Verified by Visa]]></category>
		<category><![CDATA[Visa Electron]]></category>

		<guid isPermaLink="false">http://blog.urbanreality.net/2007/09/06/verified-by-visa-for-public-bank-visa-electron/</guid>
		<description><![CDATA[Here’s a guide on how to enroll your Visa Electron to a new service offered by Public Bank at to extra cost to enhance your PB Visa Electron. It is a Personal PIN similar to ATM PIN but it has 8 digits to add a second layer of protection against unauthorised usage of your card [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://upload.wikimedia.org/wikipedia/en/thumb/2/2d/Verifiedbyvisa.jpg/180px-Verifiedbyvisa.jpg" border="0" />Here’s a guide on how to enroll your Visa Electron to a new service offered by Public Bank at to extra cost to enhance your PB Visa Electron. It is a Personal PIN similar to ATM PIN but it has 8 digits to add a second layer of protection against unauthorised usage of your card when you shop online. So far, I notice that Genting Highland online booking have already started to use this new system. For further information about VbV, please read <a href="http://blog.urbanreality.net/2007/09/06/get-verified-by-visa/" target="_blank">Get Verified by Visa</a></p>
<p>Instructions….</p>
<p>Step 1. Point your browser to <a href="http://www.publicbank.com.my/">http://www.publicbank.com.my</a> . Once the page has loaded. Scroll down until you see the following logo on the left navigation bar. Then click on it.</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/vbv/stepb.jpg" border="0" /></p>
<p><span id="more-209"></span></p>
<p>Step 2. You will see 2 options. Use the link for New Enrollment.</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/vbv/stepc.jpg" style="width: 469px; height: 406px" border="0" height="334" width="441" /></p>
<p>Step 3. Click on the Visa logo. Another page will pop up on a new browser. Make sure you have set “Allow popup” for publicbank.com.my domai. Else, you will not be able to see the new page.</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/vbv/stepd.jpg" border="0" /></p>
<p>Step 4. Fill in the form. Make sure you only put “000000” for the Credit Line. Note that this Credit Line only works for Public Bank Visa Electron. After you’ve filled up everything, key in the Mother’s Maiden Name that you’ve used when you sign up for your Visa Electron card. Then click Activate Now.</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/vbv/stepe.jpg" border="0" /></p>
<p>Step 5.  Fill in the Personal Message. This PM is stored on the bank system. Only the bank and you knows about this Personal Message. The next time you make transaction at marchant’s site that require VbV, you will see the PM that you’ve submitted. This is to ensure that you’re not being directed to a phishing site instead. Use the keypad on the right to create your PIN. Click Submit when done.</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/vbv/stepf.jpg" border="0" height="400" width="499" /></p>
<p>Voila! You’re set to go on a shopping spree… if you have the money. he he he…</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/vbv/stepg.jpg" border="0" /></p>
<p>p/s :  If you plan to put this on your site, please at least give me a credit or put a link back to me. I put a lot of effort and time in making this guide. Thanks.</p>
<p class="bjtags">Tags:  <a href="http://technorati.com/tag/security" rel="tag">security</a>, <a href="http://technorati.com/tag/online+shopping" rel="tag">online+shopping</a>, <a href="http://technorati.com/tag/shopping" rel="tag">shopping</a>, <a href="http://technorati.com/tag/visa" rel="tag">visa</a>, <a href="http://technorati.com/tag/visa+electron" rel="tag">visa+electron</a>, <a href="http://technorati.com/tag/public+bank" rel="tag">public+bank</a>, <a href="http://technorati.com/tag/verified+by+visa" rel="tag">verified+by+visa</a></p>
]]></content:encoded>
			<wfw:commentRss>http://blog.urbanreality.net/2007/09/06/verified-by-visa-for-public-bank-visa-electron/feed/</wfw:commentRss>
		<slash:comments>38</slash:comments>
		</item>
		<item>
		<title>Get Verified by Visa</title>
		<link>http://blog.urbanreality.net/2007/09/06/get-verified-by-visa/</link>
		<comments>http://blog.urbanreality.net/2007/09/06/get-verified-by-visa/#comments</comments>
		<pubDate>Wed, 05 Sep 2007 16:44:55 +0000</pubDate>
		<dc:creator>melz</dc:creator>
				<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Verified by Visa]]></category>
		<category><![CDATA[Visa Electron]]></category>

		<guid isPermaLink="false">http://blog.urbanreality.net/2007/09/06/get-verified-by-visa/</guid>
		<description><![CDATA[Verified by Visa is a system used by Visa as an added layer of security for online credit and debit cards transactions. A similar system is used by MasterCard under the name SecureCode (which is completely separate from verified by Visa, although it uses the same protocol).
&#8220;Verified by Visa&#8221; and &#8220;SecureCode&#8221; both are being introduced [...]]]></description>
			<content:encoded><![CDATA[<p><strong><img src="http://upload.wikimedia.org/wikipedia/en/thumb/2/2d/Verifiedbyvisa.jpg/180px-Verifiedbyvisa.jpg" border="0" />Verified by Visa</strong> is a system used by <a href="http://en.wikipedia.org/wiki/Visa_%28credit_card%29" title="Visa (credit card)">Visa</a> as an added layer of security for online <a href="http://en.wikipedia.org/wiki/Credit_card" title="Credit card">credit</a> and <a href="http://en.wikipedia.org/wiki/Debit_card" title="Debit card">debit</a> cards transactions. A similar system is used by <a href="http://en.wikipedia.org/wiki/MasterCard" title="MasterCard">MasterCard</a> under the name <a href="http://en.wikipedia.org/wiki/SecureCode" title="SecureCode">SecureCode</a> (which is completely separate from verified by Visa, although it uses the same protocol).</p>
<p>&#8220;Verified by Visa&#8221; and &#8220;SecureCode&#8221; both are being introduced in conjunction with <a href="http://en.wikipedia.org/wiki/EMV" title="EMV">EMV</a> as a means of shifting responsibility for fraud away from the credit card companies and also introducing more secure transactions, where the party not implementing the technology in question is held responsible for money lost due to fraud.</p>
<p>A transaction using Verified by Visa/SecureCode will initiate a redirect to the website of the card issuing bank to authorize the transaction either using private personal details kept by the bank, a user-chosen password, or, more securely, a <a href="http://en.wikipedia.org/wiki/One-time_password" title="One-time password">one-time password</a>. The Verified by Visa protocol recommends the bank&#8217;s verification page to load in an inline frame session. In this way, the bank&#8217;s systems can be held responsible for most security breaches.</p>
<p>Taken From <a href="http://www.wikipedia.org/" target="_blank">Wikipedia</a>, the free encyclopedia</p>
<p>If you are using Public Bank Visa Electron and wish to sign up for Verified by Visa, please read <a href="http://blog.urbanreality.net/2007/09/06/verified-by-visa-for-public-bank-visa-electron/" target="_blank">Verified by Visa for Public Bank Visa Electron</a></p>
<p class="bjtags">Tags:  <a href="http://technorati.com/tag/verified+by+visa" rel="tag">verified+by+visa</a>, <a href="http://technorati.com/tag/visa" rel="tag">visa</a>, <a href="http://technorati.com/tag/VBV" rel="tag">VBV</a>, <a href="http://technorati.com/tag/security" rel="tag">security</a></p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How to reload your Public Bank Visa Electron</title>
		<link>http://blog.urbanreality.net/2007/08/29/how-to-reload-your-public-bank-visa-electron/</link>
		<comments>http://blog.urbanreality.net/2007/08/29/how-to-reload-your-public-bank-visa-electron/#comments</comments>
		<pubDate>Wed, 29 Aug 2007 12:06:36 +0000</pubDate>
		<dc:creator>melz</dc:creator>
				<category><![CDATA[Bank]]></category>
		<category><![CDATA[Life Blog]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[Malaysian]]></category>
		<category><![CDATA[Public Bank]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Verified by Visa]]></category>
		<category><![CDATA[Visa Electron]]></category>

		<guid isPermaLink="false">http://blog.urbanreality.net/2007/08/29/how-to-reload-your-public-bank-visa-electron/</guid>
		<description><![CDATA[A lot of people started to use Debit cards nowadays. Currently there are 2 commonly used card in Malaysia which is the Public Bank Visa Electron &#38; Ambank NexG prepaid Credit Card.
I’ve decided to make this guide because a lot of people PMed me in Lowyat Forum on How to reload their Public Bank Visa [...]]]></description>
			<content:encoded><![CDATA[<p>A lot of people started to use Debit cards nowadays. Currently there are 2 commonly used card in Malaysia which is the Public Bank Visa Electron &amp; Ambank NexG prepaid Credit Card.</p>
<p>I’ve decided to make this guide because a lot of people PMed me in <a href="http://www.lowyat.net/" target="_blank">Lowyat Forum</a> on How to reload their Public Bank Visa Electron card.  It will be easier for me to ask them refer to this post instead of repeating the steps all over again.</p>
<p>Anyway, to reload your Visa Electron via Internet Banking, you need to have at least 1 Savings or Current Account linked to your Internet Banking account before you proceed to the next step.</p>
<p>Step 1. Point your browser to <a href="https://www2.pbebank.com/main.html">https://www2.pbebank.com/main.html</a></p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/pbve/stepa.jpg" alt="Photobucket - Video and Image Hosting" /></p>
<p>Step 2. Enter your login ID and password</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/pbve/stepb.jpg" alt="Photobucket - Video and Image Hosting" /></p>
<p><span id="more-200"></span></p>
<p>Step 3. After logging on, you’ll be brought to you internet banking account page.</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/pbve/stepc.jpg" style="width: 446px; height: 311px" alt="Photobucket - Video and Image Hosting" height="388" width="476" /></p>
<p>Step 4. Notice the menu on the left. There is a link for Payment/Recharge. Click on it.</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/pbve/stepd.jpg" alt="Photobucket - Video and Image Hosting" /></p>
<p>Step 5. You’ll notice another sets of links available to you. Under the Credit/Debit Card payment category, click To Own Accounts.</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/pbve/stepe.jpg" alt="Photobucket - Video and Image Hosting" /></p>
<p>Step 6. Next, choose the account that you’ll be transfering the funds from and the debit card account you are transfering funds to. Then enter the amount that you want to transfer and click Next</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/pbve/stepf.jpg" alt="Photobucket - Video and Image Hosting" /></p>
<p>Step 7. After clicking Next, you will see a confirmation page. Make sure all the details is correct before before clicking Confirm. Else, click back if you need to change anything.</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/pbve/stepg.jpg" alt="Photobucket - Video and Image Hosting" /></p>
<p>Final step.  Upon confirming your transfer, you’ll be shown the status of the transfer. If the transaction is accepted, Congratz! You’ve successfully reload your Debit Card.</p>
<p><img src="http://i104.photobucket.com/albums/m181/urbanreality06/pbve/steph.jpg" alt="Photobucket - Video and Image Hosting" /></p>
<p>If there’s anything that you don’t understand, feel free to leave a question of comment. Cheers!</p>
<p>p/s :  If you plan to put this on your site, please at least give me a credit or put a link back to me. I put a lot of effort and time in making this guide. Thanks.</p>
<p class="bjtags">Tags:  <a href="http://technorati.com/tag/public+bank" rel="tag">public+bank</a>, <a href="http://technorati.com/tag/visa+electron" rel="tag">visa+electron</a>, <a href="http://technorati.com/tag/debit+card" rel="tag">debit+card</a>, <a href="http://technorati.com/tag/guide" rel="tag">guide</a></p>
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		<slash:comments>16</slash:comments>
		</item>
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