Here’s a guide on how to enroll your Visa Electron to a new service offered by Public Bank at to extra cost to enhance your PB Visa Electron. It is a Personal PIN similar to ATM PIN but it has 8 digits to add a second layer of protection against unauthorised usage of your card when you shop online. So far, I notice that Genting Highland online booking have already started to use this new system. For further information about VbV, please read Get Verified by Visa
Instructions….
Step 1. Point your browser to http://www.publicbank.com.my . Once the page has loaded. Scroll down until you see the following logo on the left navigation bar. Then click on it.

Step 2. You will see 2 options. Use the link for New Enrollment.

Step 3. Click on the Visa logo. Another page will pop up on a new browser. Make sure you have set “Allow popup” for publicbank.com.my domai. Else, you will not be able to see the new page.

Step 4. Fill in the form. Make sure you only put “000000” for the Credit Line. Note that this Credit Line only works for Public Bank Visa Electron. After you’ve filled up everything, key in the Mother’s Maiden Name that you’ve used when you sign up for your Visa Electron card. Then click Activate Now.

Step 5. Fill in the Personal Message. This PM is stored on the bank system. Only the bank and you knows about this Personal Message. The next time you make transaction at marchant’s site that require VbV, you will see the PM that you’ve submitted. This is to ensure that you’re not being directed to a phishing site instead. Use the keypad on the right to create your PIN. Click Submit when done.

Voila! You’re set to go on a shopping spree… if you have the money. he he he…

p/s : If you plan to put this on your site, please at least give me a credit or put a link back to me. I put a lot of effort and time in making this guide. Thanks.
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September 6th, 2007 at 12:47 am
[…] Policy Who’s first? Who’s second? Verified by Visa for Public Bank Visa Electron Sep […]
September 27th, 2007 at 10:50 pm
Verified by Visa Enrollment successful!
Your PB Visa card has been successfully enrolled.
Yeah, thanks to Melvin. Perfect Guide for a noob like me. Didn’t know there is such things exist also. Thanks for sharing.
March 5th, 2008 at 11:20 pm
anyone know what to do if my account block due to input the credit line wrongly exceed three time?
March 6th, 2008 at 3:28 pm
All you need to do is to call 603-2176 8000 to unlock it. Just let them know that you’re trying to sign up for VbV and your account got locked. They will ask for some details. =)
March 28th, 2008 at 8:08 pm
I also face the same thing. i call the card service center at 8pm but no answer.
Who know what’s credit line? this field i am not sure about it… then the answer is my account is lock
March 28th, 2008 at 9:33 pm
if you’ve read the entire post, I’ve written the whole guide for registering your Debit card with VbV. the credit line is 000000 . Please call them before 6pm.
April 3rd, 2008 at 6:19 pm
U helped a lot bro.. i wasnt sure about the credit line.. so i search n found this website.. thx a lot.
April 6th, 2008 at 10:16 pm
Just got my DC, need more details B4 registration.
Thanks for your details explaination.
Best regards.
April 9th, 2008 at 4:20 pm
Thank YOU!
You helped me a lot to find out what is the visa electron’s credit line!
And now, i have already successful enrolled my card, thanks.
May 9th, 2008 at 4:17 pm
hoho.. got locked as well.. but i tried it before i read ur post ekeke.. settled already with pb.. they will unlocked hihi.. thanks for this tip..
July 14th, 2008 at 6:32 pm
Hi there, i dont know what is the maiden name. i never put anything like that when i was signing up. helppp
July 14th, 2008 at 9:32 pm
Actually, for mother maiden name… you can just type in your mother’s name =)
It’s just for verification purpose in case you need to reset your VbV PIN
July 26th, 2008 at 2:41 pm
thanks for your post
it’s so helpful
August 2nd, 2008 at 6:33 pm
wat is personal message? wat should i filled in?
August 2nd, 2008 at 8:54 pm
The personal message is meant for you to type something like that only you know. If you put something like “Hello there”, you will see that personal message during your transaction in any sites that is supported by VbV. It’s a form of verification so you can identify phishing sites.
August 2nd, 2008 at 9:32 pm
oo. thanks alotz. btw one more question. wat is the cvv number? is it the number that printed at the bac of the card and near the signature part?
August 3rd, 2008 at 11:09 am
CVV is the last 3 digit behind your card. first 16 digit is your card number and another set of 3 digit is the CVV. =)
August 18th, 2008 at 5:01 pm
Odd, for some reason i tried many times to activate my card and it failed many times. This will be my fourth time calling just to unlock the account.
I have been wondering, what cause it fail to verify? I know my credit line as the card is a credit card and all input information is correct but still fail to verify.
I have tried to find answers to it and tried all ways to solve this problem but none could step forward with a valid answer.. IMHO, this Verify by Visa thing is really a headache.
August 22nd, 2008 at 1:39 pm
actually i don’t understand what is meant by creditline. AND as Melz wrote above ‘for debit card the credit line is 000000′ so how about credit card? is it the same as well?
August 22nd, 2008 at 8:46 pm
Actually the best way is to call up their card center what to fill in the credit line.
That what I did previously. I got locked out the first time i tried to apply for VbV. Just making this post to help out those who are using the debit card. As for credit card, I might not be able to help..
Anyway, if anyone of you managed to sign up successfully, do share it here. Thanks
September 4th, 2008 at 1:52 am
Hi, i had followed ur steps to verify my visa electron card. And it had stated successful.
i tried to buy something online but it kept giving me this
Runtime exception; nested exception is: deserialization error: XML parsing error: com.sun.xml.rpc.sp.ParseException:6: Illegal XML character
do you have any idea what this means? why can’t i continue with the transaction?
September 6th, 2008 at 12:00 am
It’s probably due to the error in their website. Should not have anything to do with your card. What site were you at?
September 9th, 2008 at 12:01 pm
it’s www.jpmono.com
January 13th, 2009 at 9:31 am
urgent pls…. i need to book a flight ticket but have some problem for the credit line.
ONSCREEN, may i know how you get to know your credit line?
or any one else can help me? I am using Public Bank Visa Classic.
January 13th, 2009 at 6:29 pm
Hi Candice,
I’m not sure I get to you in time or not but here’s what I know. The credit line for normal credit card user is the credit limit which is stated in your statement. You may try it out. Do share with us bout your experience…
THanks..
February 19th, 2009 at 9:42 am
This card cannot be linked and confirmed by paypal.
February 19th, 2009 at 11:15 pm
Which card to you mean?
Public Bank Visa Electron? If it is, this card is definately able to verify and linked to paypal as I’ve linked mine.
March 22nd, 2009 at 8:45 pm
I want to know is there a maximum spending limit per transaction because I want to use it to buy a laptop online.
Thanks.
March 22nd, 2009 at 10:21 pm
There’s no maximum spending limit for VE actually. The maximum = the amount that you put in minus RM25. Eg. Laptop RM2999 , you must have roughly around RM3024 in your card account. But make it RM3050 to be safe.
April 8th, 2009 at 2:14 am
hello, how i knw my visa eletron card ,still can use or not b”cos i allready a year no use already . can i use it back or no if i debit some money in.