<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: PTPTN is a weird gov body</title>
	<atom:link href="http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/</link>
	<description>hope is like a mist before the morning sunrise of reality...</description>
	<lastBuildDate>Sat, 14 Jan 2012 23:34:30 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: eha</title>
		<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-190589</link>
		<dc:creator>eha</dc:creator>
		<pubDate>Wed, 07 Dec 2011 03:52:01 +0000</pubDate>
		<guid isPermaLink="false">http://blog.urbanreality.net/?p=24#comment-190589</guid>
		<description>I also have the same problem..I&#039;m still waiting for my released letter for about 6 months...what should I do?????</description>
		<content:encoded><![CDATA[<p>I also have the same problem..I&#8217;m still waiting for my released letter for about 6 months&#8230;what should I do?????</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lola</title>
		<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-147806</link>
		<dc:creator>Lola</dc:creator>
		<pubDate>Tue, 19 Apr 2011 06:51:12 +0000</pubDate>
		<guid isPermaLink="false">http://blog.urbanreality.net/?p=24#comment-147806</guid>
		<description>I applied for the Ujrah conversion in March, and it&#039;s approved (as opposed to my other colleagues who have been rejected...) Possibly because I&#039;ve been paying regularly... Anyways, am filling up the necessary documentations as we speak... Haven&#039;t had any problems with the phone services either... But then am based in KK, so not sure if there&#039;s any difference...</description>
		<content:encoded><![CDATA[<p>I applied for the Ujrah conversion in March, and it&#8217;s approved (as opposed to my other colleagues who have been rejected&#8230;) Possibly because I&#8217;ve been paying regularly&#8230; Anyways, am filling up the necessary documentations as we speak&#8230; Haven&#8217;t had any problems with the phone services either&#8230; But then am based in KK, so not sure if there&#8217;s any difference&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: CoolMoDee</title>
		<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-121090</link>
		<dc:creator>CoolMoDee</dc:creator>
		<pubDate>Fri, 14 Jan 2011 22:48:04 +0000</pubDate>
		<guid isPermaLink="false">http://blog.urbanreality.net/?p=24#comment-121090</guid>
		<description>Hallo, I am not sure if you all have read about the salary deduction plan Income Tax and PTPTN want to implement. I know this been talking for some time already. Im just afraid we now going to become like Controlled State Singapore where they just deduct everything from you Bank Account etc.

 E.g. my unlce in S&#039;pore have property/condo, migrate to Aust. and didnt pay the assessment bill for 2 years. Next thing he received letter from the authority informing him about his debt and that the debt already deducted from his Bank Account plus penalty coz this was allowed under the Singapore Act. Dont Play Play with Kuan Yew and gang maah. Now we all in Malaysia can also enjoy this type of controlled state situation, all we have to do is JUST KEEP QUITE LIKE LITTLE LAMBS LINE UP FOR SLAUTER maaah. I wish NAMWEE can write a song about this, can be funny wan.</description>
		<content:encoded><![CDATA[<p>Hallo, I am not sure if you all have read about the salary deduction plan Income Tax and PTPTN want to implement. I know this been talking for some time already. Im just afraid we now going to become like Controlled State Singapore where they just deduct everything from you Bank Account etc.</p>
<p> E.g. my unlce in S&#8217;pore have property/condo, migrate to Aust. and didnt pay the assessment bill for 2 years. Next thing he received letter from the authority informing him about his debt and that the debt already deducted from his Bank Account plus penalty coz this was allowed under the Singapore Act. Dont Play Play with Kuan Yew and gang maah. Now we all in Malaysia can also enjoy this type of controlled state situation, all we have to do is JUST KEEP QUITE LIKE LITTLE LAMBS LINE UP FOR SLAUTER maaah. I wish NAMWEE can write a song about this, can be funny wan.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Ashley-Na</title>
		<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-117885</link>
		<dc:creator>Ashley-Na</dc:creator>
		<pubDate>Thu, 06 Jan 2011 10:32:57 +0000</pubDate>
		<guid isPermaLink="false">http://blog.urbanreality.net/?p=24#comment-117885</guid>
		<description>Hi, i&#039;m planning to do my education loan from ptptn. but reading all the comments here, surely make me scared to do so. What should I do? should i make loans with ptptn or just forget it? I mean, i really need some financial aid to further my studies. Though i&#039;m on my 4th semester already.For 3 consecutive semester, i got dean&#039;s list but no one granted any scholarship to me. Pity me. That&#039;s why i&#039;m planning to make loan with ptptn. but i&#039;m not sure if i&#039;m going to do the right thing by borrowing from them. any advice? i really that. TQ. =)</description>
		<content:encoded><![CDATA[<p>Hi, i&#8217;m planning to do my education loan from ptptn. but reading all the comments here, surely make me scared to do so. What should I do? should i make loans with ptptn or just forget it? I mean, i really need some financial aid to further my studies. Though i&#8217;m on my 4th semester already.For 3 consecutive semester, i got dean&#8217;s list but no one granted any scholarship to me. Pity me. That&#8217;s why i&#8217;m planning to make loan with ptptn. but i&#8217;m not sure if i&#8217;m going to do the right thing by borrowing from them. any advice? i really that. TQ. =)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: LOLling at PTPTN</title>
		<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-117767</link>
		<dc:creator>LOLling at PTPTN</dc:creator>
		<pubDate>Thu, 06 Jan 2011 02:09:19 +0000</pubDate>
		<guid isPermaLink="false">http://blog.urbanreality.net/?p=24#comment-117767</guid>
		<description>PTPTN sure is weird.... they post their hotline no. but everytime I called, no one was answering. I updated the Ujrah offer but later PTPTN replied, I failed to get the benefit of Ujrah without giving any reason.

DAMN!</description>
		<content:encoded><![CDATA[<p>PTPTN sure is weird&#8230;. they post their hotline no. but everytime I called, no one was answering. I updated the Ujrah offer but later PTPTN replied, I failed to get the benefit of Ujrah without giving any reason.</p>
<p>DAMN!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lai Choo</title>
		<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-110188</link>
		<dc:creator>Lai Choo</dc:creator>
		<pubDate>Wed, 15 Dec 2010 12:45:21 +0000</pubDate>
		<guid isPermaLink="false">http://blog.urbanreality.net/?p=24#comment-110188</guid>
		<description>Hi, just want to find out if there&#039;s anyone who has actually successfully converted the 3% to 1% charge?  The answer that I keep on getting is wait and re submit in 1.1. 2011 while the person at the office has no clue why the submission can&#039;t be done.</description>
		<content:encoded><![CDATA[<p>Hi, just want to find out if there&#8217;s anyone who has actually successfully converted the 3% to 1% charge?  The answer that I keep on getting is wait and re submit in 1.1. 2011 while the person at the office has no clue why the submission can&#8217;t be done.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: lili</title>
		<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-100881</link>
		<dc:creator>lili</dc:creator>
		<pubDate>Mon, 22 Nov 2010 12:38:15 +0000</pubDate>
		<guid isPermaLink="false">http://blog.urbanreality.net/?p=24#comment-100881</guid>
		<description>Hi Juz Me, 

I&#039;m on the same boat as u, so what happened to your case? I&#039;m so lost I don&#039;t know what to do. Can u please share your case with me thanks</description>
		<content:encoded><![CDATA[<p>Hi Juz Me, </p>
<p>I&#8217;m on the same boat as u, so what happened to your case? I&#8217;m so lost I don&#8217;t know what to do. Can u please share your case with me thanks</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Sani</title>
		<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-90144</link>
		<dc:creator>Sani</dc:creator>
		<pubDate>Tue, 26 Oct 2010 06:45:11 +0000</pubDate>
		<guid isPermaLink="false">http://blog.urbanreality.net/?p=24#comment-90144</guid>
		<description>Wow. Amazing to know this is still going for 3 years now. 

I graduated in 2003. I still remember in 2000 when all the students sit in the hall and signed this yellow PTPTN contract. We all signed thinking it will help us. Anyway, I didn&#039;t get any job after my graduation and didn&#039;t start paying until Mar 2006. Even though the contract state that I need to pay RM200 monthly, I can only afforded to pay RM100. On Apr 2007, I got my retrench letter from the company. So, I stop paying until today.

When the Minister announced the &quot;kos pentadbiran&quot; will be down from 3% to 1% starting June 2008, I am so happy. But, it lasted a few minutes only as I found out that I am only eligible for 1% if I have no outstanding amount.

Well, as PTPTN insured our loan, maybe we should just wait till we died and let the insurance company pay it for us. Because I will forever still be in debt with PTPTN as I can only afford to pay RM50 nowadays.</description>
		<content:encoded><![CDATA[<p>Wow. Amazing to know this is still going for 3 years now. </p>
<p>I graduated in 2003. I still remember in 2000 when all the students sit in the hall and signed this yellow PTPTN contract. We all signed thinking it will help us. Anyway, I didn&#8217;t get any job after my graduation and didn&#8217;t start paying until Mar 2006. Even though the contract state that I need to pay RM200 monthly, I can only afforded to pay RM100. On Apr 2007, I got my retrench letter from the company. So, I stop paying until today.</p>
<p>When the Minister announced the &#8220;kos pentadbiran&#8221; will be down from 3% to 1% starting June 2008, I am so happy. But, it lasted a few minutes only as I found out that I am only eligible for 1% if I have no outstanding amount.</p>
<p>Well, as PTPTN insured our loan, maybe we should just wait till we died and let the insurance company pay it for us. Because I will forever still be in debt with PTPTN as I can only afford to pay RM50 nowadays.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Juz me</title>
		<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-57959</link>
		<dc:creator>Juz me</dc:creator>
		<pubDate>Sun, 18 Apr 2010 14:17:58 +0000</pubDate>
		<guid isPermaLink="false">http://blog.urbanreality.net/?p=24#comment-57959</guid>
		<description>hav anyone received lawyer letter or court letter then request to clear all balance, sommore end up need to pay ADDITIONAL fees (include lawyer, letter, court fees) etc?

Am i suppose to pay them ?this Additional amount which is not in my statement?

Appreciate for your reply.

thanks......</description>
		<content:encoded><![CDATA[<p>hav anyone received lawyer letter or court letter then request to clear all balance, sommore end up need to pay ADDITIONAL fees (include lawyer, letter, court fees) etc?</p>
<p>Am i suppose to pay them ?this Additional amount which is not in my statement?</p>
<p>Appreciate for your reply.</p>
<p>thanks&#8230;&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: nana</title>
		<link>http://blog.urbanreality.net/2006/09/30/ptptn-is-a-weird-gov-body/comment-page-1/#comment-55309</link>
		<dc:creator>nana</dc:creator>
		<pubDate>Thu, 25 Feb 2010 05:03:16 +0000</pubDate>
		<guid isPermaLink="false">http://blog.urbanreality.net/?p=24#comment-55309</guid>
		<description>im damn mad with ptptn hot line. i try to call several time, but got no answer.</description>
		<content:encoded><![CDATA[<p>im damn mad with ptptn hot line. i try to call several time, but got no answer.</p>
]]></content:encoded>
	</item>
</channel>
</rss>

